About Loophole
Loophole is a nationwide marketplace that connects buyers and sellers of creative-finance deals on houses, vehicles, businesses, and more. We do not broker, title, escrow, or fund transactions. Sellers post terms - rate, balance, payment, situation - not a street address. City or suburb only. Your Official Creative Marketplace.
How to Use Loophole
- Create account: Sign up with any valid email to access Loophole. Open to verified investors, buyers, and sellers nationwide.
- Browse or list: Browse deals by type (subto, seller finance, wrap, novation, wholesale, foreclosure, cash) or list your own. Listings include photos, terms, and seller situation so you can evaluate the deal, not just the price.
- Message: Use Loophole messaging to contact buyers or sellers, ask about terms, and work the deal. Keeping communication inside Loophole keeps a record and reduces noise.
- Attest & wait for approval: Listings require an ownership attestation and admin review before they go live on browse.
How to Buy
- Search & filters: Use search, deal type, date, and price filters to find deals. Listings include key terms like rate, remaining balance, PITI, ARV, and seller situation.
- Contact seller: Message the seller through Loophole to confirm the numbers, ask about terms, and start the conversation.
- Ask questions: Before you commit time, clarify remaining balance, rate, PITI, repairs, and the seller's situation so there are no surprises.
- Stay on-platform: Keep deal talk inside Loophole messages. Do not wire funds or share sensitive documents until you have independently verified the deal.
- Verify before you close: Loophole is a marketplace, not escrow. Confirm title, occupancy, and numbers with your own due diligence before any funds move.
How to Sell
- Create listing: Post the address, deal type, asking price / entry fee, and the terms that matter. Honest numbers build trust and get serious replies.
- Photos: Upload clear photos of the property. Buyers rely on them to decide whether to message.
- Seller situation: Explain why the deal is available, what terms you need, and any constraints. Specifics cut the back-and-forth.
- Terms over price: Post remaining balance, rate, PITI, ARV, repairs, and rent when you have them. Financing is the listing.
- Attest ownership: Check the attestation that you have the legal right to market the deal. Listings go to admin review before they appear on browse.
- Respond to buyers: Reply promptly on terms. Reliable communication is how deals actually move.
FAQs
Do I need a special email?
No. Sign up with any valid email. Loophole is open to investors, buyers, and sellers nationwide.
How do deals get listed?
You post terms, attest that you have the right to market the deal, and it goes live.
Is messaging paid?
Messaging is free during launch. No tokens, no checkout.
Is Loophole free?
Yes. Browse, list, and message are free. Loophole is free while we launch.
How do I report a user?
Report a listing or user through the Contact Us page. Reports help us review suspicious behavior and keep the board clean.
Who can use Loophole?
Nationwide verified investors, buyers, and sellers. If you understand subto, seller finance, and PITI, you are in the right place.
What listings are prohibited?
Illegal activity, fraud, listings you have no right to market, and anything that violates the Terms of Service. Listings may be removed if they violate guidelines.
What if a buyer or seller goes dark?
Confirm terms in Loophole messages. Repeated no-shows or abuse can be reported from the listing or profile.